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Receipts, warranties and returns, explained
Clear answers to the questions that come up after you buy something: how long to keep the receipt, how to claim a warranty, how returns work and where your money goes. Every guide lists its sources.
How to make a warranty claim, step by step
Something broke under warranty? What to gather, who to contact first, how to put it in writing, and what to do if the company says no. General information.
WarrantiesLost the warranty paperwork? You may still be covered
Under U.S. federal rules a full warranty cannot depend on returning a registration card, as long as you can show the purchase date. What counts as proof and what to do next.
WarrantiesIs an extended warranty worth it? Questions to ask first
Extended warranties cost extra and can overlap with the warranty you already have. What to ask about cost, coverage and claims, and a simple way to compare.
ReturnsReturn windows explained
In most cases a store's return window comes from its own policy, not a law. Where state rules and the FTC Cooling-Off Rule apply, and how to never miss a return date.
ReceiptsHow long should you keep receipts?
The IRS generally asks for 3 years of records, longer in some cases. For purchases, keep the receipt at least as long as the warranty or return window.
ReceiptsWhy do receipts fade? How to keep a readable copy
Thermal paper can go blank within a few years. How long receipts last and how to keep a copy you can read.
ReceiptsHow to read sales tax on a receipt, and when it matters
Find the subtotal, tax and total on a receipt, work out the tax rate yourself, and see when sales tax receipts matter, such as the itemized sales tax deduction.
Business receiptsHow to organize receipts for your accountant
What a business receipt should show, how to keep business and personal spending apart, and a simple monthly routine for handing your accountant a clean package.
SpendingHow to track your spending with receipts
A simple way to track spending from your receipts: capture them, sort by category, review each week, count installments and compare every month with your plan.
HomeHow to make a home inventory for insurance
What to record, which photos and receipts help, and where to keep the list so a claim goes faster.
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